With thousands of products, the mortgage market can be confusing. Our team of professionals can help homebuyers quickly find the right mortgage, as well as offer professional advice on products available in the mortgage market. We have strong relationships with all of the major lenders and sometimes have access to exclusive, mortgage rates not available on the High Street or direct with lenders.
How much can I borrow?
How much deposit do I need?
How much will it cost me each month?
In addition to your monthly mortgage payments, you may have built up other commitments such as credit cards and loan repayments for household goods or perhaps a car you have purchased.
Usually the interest charged on these types of loans is far higher than the interest being paid on your current mortgage and it is sometimes possible to consolidate unsecured debts by adding them to your mortgage, which will often reduce your monthly repayments.
However by transferring one debt to the lender they will need to secure the loan against your main asset, your home. In addition it can often lengthen the term of your repayments, and increase the overall interest charged, however in some cases this can still be beneficial and help you get control of your outgoings again.
Our Mortgage & Protection Advisers will not only inform you of whether you can consolidate your debts, and provide you with the available options if you can, but they will more importantly advise you on whether it is appropriate for you to do so.
If you would like to review your options and possibly borrow more please call us today – remember we are here 7 days a week – 01206 715415.